Author: Brandi Paquet

Rent-to-own agreements, otherwise known as lease options, are real estate transactions in which a tenant rents a property but also has the right to buy it down the road. There are advantages and disadvantages to entering into these types of agreements, which can be beneficial for landlords and tenants alike. Rent-to-own agreements usually involve a […]

Budgeting involves apportioning future income to cover expenses, save money, and pay off debts. Tracking expenses is an essential element of financial management and can assist people in determining where their money is being spent, as well as creating a plan for saving and spending. Although budgeting is a vital part of managing financials, many […]

In retirement, most people are concerned with making the most out of their savings and ensuring they have sufficient funds to lead a comfortable life. One of the most important aspects of this is making sure that your money is working for you. Managing and planning your finances, such as budgeting, paying off debt, and […]

Dealing with credit can be difficult, so it’s important to consider the repercussions of closing a credit card account. Your creditworthiness is determined by your credit score, and it can be impacted by things like your credit utilization ratio, the average age of accounts on your credit report, and the total number of open accounts. […]

Introduction Building credit can be a scary thing, especially for young students in college taking their first steps out of the safety nets of living at home. But the truth is it doesn’t have to be a scary thing, it’s not even really a hard thing to do. Credit cards can be a convenient and […]