Author: Sam Peacey

Credit Unions vs Banks In the fall of 2008, we witnessed a particularly tumultuous time in the world of finance and in many people’s eyes, this was brought on mostly by the greed and complacency of the big banks. These institutions have become so big and powerful, and regulation simply doesn’t appear to work with […]

What is the Difference Between Good and Bad Credit? It would be easy to assume that all credit is bad – I mean in all instances you’re borrowing money you cannot afford right now under the assurance that you will pay more than you borrowed to settle the loan. However, not all reasons for borrowing […]

Being a student these days is expensive, there’s no doubt about that. However, how expensive is it, and is it worth it in the long run? In 2012 student debt passed $1 trillion, and it seemed that wherever you turned there was another horror story in the media about destitute students saddled with enormous debt, […]