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I don’t know about you, but I’m feeling particularly motivated for 2019. That might have something to do with the fact I just finished reading The 10x Rule: The Only Difference Between Success and Failure. Essentially, according to author Grant Cardone, real success stems from taking massive action. So don’t settle for small goals. Stretch […]

You know you need a budget. But where do you actually start? How much should you be spending? In this post, I outline three different budgeting formulas so that you can pick one appropriate to your lifestyle. The 50/30/20 budget The Zero-Based Budget The One True Number Budget There are lots of different budgeting approaches […]

What Are Index Funds? Should You Invest in Them? One investment option that new and experienced investors both hold are index funds. Many investors consider index funds to be the most efficient way to earn passive income. And, investing in index funds requires minimal skill and time. Whether you’re busy in your career or have […]

Personal finance podcasts for every stage in life Personal finance podcasts seem to have exploded in recent times (or is it just me?) with more joining the scene all the time. Podcasts are a great way to soak up information on your commute, when you’re pottering around the house or just unwinding before bed. Some […]

Let’s cut straight to the point. Being in debt isn’t fun. Instead of enjoying life to the fullest, you lose sleep at night or work long hours to boost your paycheck. Both activities take a toll on your health and don’t help your situation any. Thankfully, it’s possible to get out of debt fast! Some […]

How do you know if you’re really making progress with your finances? You don’t necessarily need to be across every cent and every market movement, but keeping track of a few key money metrics will tell you if you’re heading in the right direction. Numbers don’t lie! Keeping on top of these stats is pretty […]

Many homeowners with extra income have a decision to make. Do you pay off the mortgage early or invest your extra cash? With mortgage rates at near historic lows, this question is being asked by more homeowners than you realize. My wife and I were in the same boat in early 2018. Either decision has […]

You may have been told that paying off your credit card in full is a good thing to do, or maybe you were told that you shouldn’t pay it off in full because having a balance helps your credit. The truth is neither is right or wrong, depending on your situation. Let’s say that you have […]

Owing money can be an absolute nightmare for many people and, in some cases, can cause physical and mental health issues. Getting harassing calls from creditors can be extremely stressful for most people, as many of these creditors can make threats, call at different times of the day, causing you to wake up early or lose […]

It’ѕ fіnаllу hарреnеd – after 40+ уеаrѕ іn thе workforce thе brаѕѕ rіng оf rеtіrеmеnt іѕ сlоѕе tо your rеасh. Hоwеvеr, before уоu mаkе thаt transition from thе daily grіnd tо ѕlееріng іn оn thе wееkdауѕ, do you know if уоu аrе really рrераrеd fоr the сhаngе? Hеrе аrе some things you should dо tо […]