Category: Mortgages

Rent-to-own agreements, otherwise known as lease options, are real estate transactions in which a tenant rents a property but also has the right to buy it down the road. There are advantages and disadvantages to entering into these types of agreements, which can be beneficial for landlords and tenants alike. Rent-to-own agreements usually involve a […]

Buying a house is a major financial commitment for most people. As it’s usually impossible to pay for it outright, most people have to get a mortgage loan to finance the purchase. If you have poor credit and a high income, it can be difficult to get approved for a loan. This can be very […]

If you’re like most people, you have one last piece of debt to pay off, besides those pesky credit cards. Most likely, it’s a 30-year home mortgage loan. You don’t need to earn a high income to pay off your mortgage faster, there are several ways to own your house sooner. We’ll cover some of […]

Many homeowners with extra income have a decision to make. Do you pay off the mortgage early or invest your extra cash? With mortgage rates at near historic lows, this question is being asked by more homeowners than you realize. My wife and I were in the same boat in early 2018. Either decision has […]

Trying to buy a home with bad credit can be a nightmare. Having bad credit can cause a lot of anxiety for anyone, but especially for someone who is thinking about purchasing their own home. The fact is, buying a new home is an exciting, yet stressful experience, and having poor credit only increases that […]