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Definition of a credit card debt consolidation loan Taking out a loan for debt consolidation can help to reduce multiple credit card debts into a more manageable single payment. A debt consolidation loan is used to make repaying credit card debt easier by combining separate payments into one, and possibly reducing the total interest rate. […]

What is Co-Signing of a Loan? When someone co-signs a loan, they are agreeing to assume the liability of repaying the loan if the main borrower cannot pay it back. A person without a good credit score or any credit history may be able use financial products such as loans and credit cards, though this […]

How Credit Card Debt is Crippling Americans Credit card debt can be a challenge for many Americans, but it can also present an opportunity to reach financial goals. Managed correctly, credit card debt can be advantageous in improving credit ratings, paying for unforeseen costs, and even investing in new business ventures. A report from the […]

RealtyMogul is a popular crowdfunded real estate platform that lets you invest in commercial and multifamily properties with (relatively) small amounts of money. It is possible to earn competitive dividends on the platform, but be prepared for a relatively long-term commitment. How RealtyMogul Works RealtyMogul invests in commercial and multifamily properties across the United States. […]

Before you start the process of finding the best app for beginner investors, there are a few key terms that you should become familiar with for your search. 

Are you a newbie investor who wants to learn how to buy stocks? If you take the time to do your research before diving into the market, you stand a better chance of making fruitful investments. For beginners, we recommend buying stocks online because the process is more straightforward, intuitive, and accessible. It’s just downright […]

How Much Should I Have in Savings? From unexpected disasters to saving up for a dream vacation or home, a savings account is something everyone should have.  However, savings can be scary. Depending on your age, you may be thinking, “what if I don’t have enough? What will I do if something happens and I […]

If you’re wondering what life insurance is and how it can benefit you in real terms, you’re not alone. The jargon and arcane policy details can make researching life insurance seem like a daunting task, but it doesn’t have to be. In this article, we aim to answer some of the most frequently asked questions […]

You may have heard the horror stories of identity theft and fraud from your family and friends. It’s never fun to have your personal data taken and used without your consent. This type of theft often ends with significant headaches and could cause years of repairing your credit. But there is a way to protect […]

Opening a bank account for the first time can seem daunting. If you open the account in person, a banker is there to help you through the process. But you may or may not understand what you are agreeing to when you fill out the forms needed.  If you sign up for a bank account […]