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There are a lot of different things that can be reported to the credit bureaus and put on your credit report, but how long do the negative items stay? That depends. As stated above, there are many different types of negative information that can show up on your report. For instance: Late Payments can stay […]

There’s a lot of information out there on credit-related subjects, but not so much when it comes to knowing what credit bureaus are. So let’s discuss what they are and what they do, as it’s an important part of nearly every consumers life. A Credit Bureau, also referred to as a credit (or consumer) reporting […]

How to Dispute Credit Report Errors Understanding Credit Reports isn’t exactly science, but it can be a bit difficult for some individuals to figure out. That included me at one point, too. In this article we will attempt to explain how credit reports work and how you can use them to your advantage down the […]

Credit is ubiquitous in this day and age.  It seems like some form of credit is used to make all our purchases.  Our houses are bought with a mortgage.  Our cars are bought with an auto loan.  Our electronics are bought with a credit card.  These are all prime examples of just how prominent credit […]