Category: Mortgages
Tips for First-Time Homebuyers in a Competitive Market
Discover essential tips for first-time homebuyers navigating a competitive market and learn how to make your offer truly irresistible.
Understanding Mortgage Insurance and How to Remove It
Discover how mortgage insurance impacts your finances and learn the crucial steps to eliminate it—your savings journey begins here!
Steps to Getting Pre-Approved for a Mortgage
Get ready to unlock your home-buying potential with essential steps for mortgage pre-approval that can shape your journey—discover what’s next!
FHA vs. Conventional Loans: Which Is Right for You
How do FHA and conventional loans differ, and which option could unlock your path to homeownership? Discover the key factors that matter most.
How to Navigate Mortgage Refinancing During Rising Interest Rates
Keen to refinance your mortgage but uncertain about rising interest rates? Discover essential strategies to make informed decisions that could save you money.
The Pros and Cons of Adjustable-Rate Mortgages (Arms)
Consider the benefits of adjustable-rate mortgages, but are you prepared for the potential risks that could impact your financial future?
The Pros and Cons of Rent-to-Own Agreements
Rent-to-own agreements, otherwise known as lease options, are real estate transactions in which a tenant rents a property but also has the right to buy it down the road. There are advantages and disadvantages to entering into these types of agreements, which can be beneficial for landlords and tenants alike. Rent-to-own agreements usually involve a […]
How to Get a Mortgage with Bad Credit but Good Income
Buying a house is a major financial commitment for most people. As it’s usually impossible to pay for it outright, most people have to get a mortgage loan to finance the purchase. If you have poor credit and a high income, it can be difficult to get approved for a loan. This can be very […]
How to Pay Off Your Mortgage Faster: 4 Ways to Go About It And Where To Find The Extra Cash
If you’re like most people, you have one last piece of debt to pay off, besides those pesky credit cards. Most likely, it’s a 30-year home mortgage loan. You don’t need to earn a high income to pay off your mortgage faster, there are several ways to own your house sooner. We’ll cover some of […]
Should I Pay Off My Mortgage Early?
Many homeowners with extra income have a decision to make. Do you pay off the mortgage early or invest your extra cash? With mortgage rates at near historic lows, this question is being asked by more homeowners than you realize. My wife and I were in the same boat in early 2018. Either decision has […]